Five recommendations for health insurance in 2021. You don't have to wait to get sick ! - Today, most people recognize the importance of having health insurance. If you don't have health insurance, you should first check the list of the best health insurance below!
Health insurance plays an important role in providing health and financial guarantees, especially for people who have difficulty saving.
Most people know this, but many think that health insurance is not important.
People who recognize the importance of insurance should consider health to be expensive, especially if they are ill and not covered by insurance.
Therefore, I agree that the slogan "prevention is better than cure" is true.
To avoid confusion about your insurance choices, consider the following recommendations for the best health insurance. let's go.
5 Best Health Insurance Recommendations
1. Allianz
Allianz is a multinational insurance company that offers the best health insurance products for hospitalization with a premium of Rp11,250.00. Allianz offers three health insurance products, each with its own advantages.
Health insurance products are Smartmed Premier, SmartHealth Maxi Violet, and Shariah Allisya Care.
Smartmed Premier is a health insurance product for insured persons up to 80 years old. Benefits include outpatients, inpatients, dental care, and childbirth.
SmartHealth Maxi Violet offers additional benefits in the form of daily benefits, with no waiting period before you can enjoy your insurance benefits.
If you are accustomed to Sharia insurance, you should choose the Allisya Care Sharia product. Allianz also offers a refund and cashless billing process.
2. Manulife
Manulife offers the best health insurance products under the name Mi Ultimate Healthcare. Insurance is very beneficial and the article guarantees insurance benefits based on the total amount billed by the hospital or as claimed.
That way, the invoice is paid in full and you don't have to worry about having to pay the rest of the invoice.
This insurance also covers HIV / AIDS, reconstructive surgery, physiotherapy, chiropractic, and herbal medicine benefits.
The insurance coverage is from 18 to 70 years old, and the room charge is limited to 3 million rupiah per day in Indonesia and 9 million rupiah per day overseas.
3. AXA
Axa has a health insurance product called Maestro Optima Cara that offers many benefits. This unrelaxed insurance coverage period reaches the age of 99 and you can choose between monthly and annual payments.
Interestingly, this insurance has no internal or restricted conditions and gives you maximum treatment.
In addition, this insurance tolerates existing medical conditions, but has a waiting period.
4. Signa
Cigna is an American health insurance company that offers premium bonuses and insurance products at affordable prices. If you are 18-29 years old, you can get a super-cheap premium for 36,000 rupiah per month.
On the other hand, if you are 60-65 years old, it is enough to pay a monthly premium of IDR 412 thousand.
The benefit you can feel from this insurance is the reward up to Rp. $ 1 million per day, 25% bonus on total premium if not claimed within 2 years.
5. Sinarmas
Sinarmas offers three insurance products: Simas Sehat Gold, Simas Sehat Executive, and Simas Sehat Income. Each of these products offers cashless medical insurance to inpatients.
The insurance premium itself can be repaid with a credit card, and the insurance conditions are valid until the age of 75.